Marbella Bank ("we," "our," or "us") uses cookies and similar technologies to improve the functionality of our services and enhance the user experience when you visit our website or use our mobile app. This Cookie Policy explains what cookies are, how we use them, and how you can manage them.

By using Marbella Bank's website, mobile app, or services, you agree to the use of cookies as described in this policy.

1. What are Cookies?

Cookies are small text files stored on your device (computer, mobile phone, or tablet) that allow websites and apps to recognize your device and store information about your preferences or actions over time. Cookies help improve your experience by making your interactions with our services faster and more efficient.

There are two main types of cookies we use:

• First-party cookies: These are cookies set by the website or app you are visiting.
• Third-party cookies: These are cookies set by parties other than the website you are visiting, such as advertisers, analytics providers, and social media platforms.

2. How We Use Cookies

We use cookies for the following purposes:

2.1 Essential Cookies

These cookies are necessary for the functioning of our website or mobile app. They enable basic features such as secure login, account management, and payment processing. Without these cookies, the services you have requested cannot be provided.

Examples:

• Session cookies for maintaining your login session
• Authentication cookies to verify your identity

2.2 Performance and Analytics Cookies

These cookies allow us to collect information about how users interact with our website or app, so we can improve its performance and functionality. They help us understand which pages are visited the most, how long users spend on the platform, and whether users encounter any errors.

Examples:

• Google Analytics cookies
• Firebase Analytics for mobile apps

2.3 Functionality Cookies

These cookies remember your preferences and choices to enhance your experience with our services. For example, they may remember your language settings, region, or login details.

Examples:

• Language preferences
• Remembering your username or email

2.4 Targeting and Advertising Cookies

These cookies are used to deliver relevant advertisements to you based on your interests and browsing behavior. They track your online activity across different websites to help us display ads that are tailored to your preferences.

Examples:

• Google AdSense cookies
• Facebook Pixel for advertising purposes

3. Cookie Management

You have the ability to control and manage cookies in several ways:

3.1 Managing Cookies in Your Browser

You can configure your browser to block cookies or alert you when a cookie is being sent. The process for managing cookies will vary depending on your browser. Please refer to your browser’s help section or visit the following links to learn more:

• Google Chrome
• Mozilla Firefox
• Safari
• Microsoft Edge

3.2 Mobile App Settings

If you are using our mobile app, you can adjust your cookie preferences by visiting your device’s settings. Depending on your device and operating system, you can manage app permissions, including cookies and tracking.

3.3 Opting Out of Advertising Cookies

You can opt out of receiving personalized advertisements based on your online activity by using the following services:

• Google Ads Settings
• Facebook Ad Preferences

Please note that if you choose to block or delete cookies, some features of our website or mobile app may not function properly.

4. Third-Party Cookies

We may allow third-party service providers to set cookies on our website or mobile app for purposes such as advertising, analytics, or social media integration. These third parties may collect data about your online activities across different websites and services.

Some examples of third-party cookies include:

• Google Analytics for tracking website traffic and user behavior
• Google Ads for personalized advertising
• Facebook for social media features and advertising

Please review the privacy and cookie policies of these third parties to understand how they collect and use your data.

5. Your Consent to Cookies

By continuing to use Marbella Bank’s services, website, or mobile app, you consent to the use of cookies as described in this policy. If you do not accept the use of cookies, you should adjust your browser settings to refuse them or refrain from using our services.

6. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our services. When we make changes, we will update the "Effective Date" at the top of this policy. We encourage you to review this page periodically to stay informed about how we use cookies.

7. Contact Us

If you have any questions or concerns about this Cookie Policy or how we use cookies, please contact us at:

Email: mail@marbellabank.com
Business Registration: Marbella Bank Ltd., London, UK